Executive Summary Under the Fundamental Review of the Trading Book (FRTB), banks using the Internal Models Approach (IMA) must demonstrate that risk factors are supported by sufficient observable market data. This assessment is performed through the Risk Factor Eligibility Test (RFET). Risk factors that fail RFET become Non-Modellable Risk Factors (NMRFs), attracting additional capital charges […]
Enterprise operating model for continuous regulatory change and strategic advantage Why every bank needs a Regulatory Change Management Framework What this Framework does? The payoff Why a Framework Matters? Core Components of the Regulatory Change Management Framework Global banks must continuously monitor emerging regulations, consultation papers, supervisory statements, industry guidance and enforcement trends across multiple […]
Recovering critical banking programmes through decisive leadership and disciplined delivery Large transformation programmes have become a defining feature of the UK banking sector. From digital modernisation and regulatory compliance to operational resilience and customer experience, financial institutions are managing increasingly complex portfolios of change while operating under constant commercial and regulatory pressure. Yet even the […]
Why successful programme recovery is about restoring confidence as much as restoring delivery Technology transformation has become a strategic priority for financial institutions across India. Banks and financial services organisations are investing heavily in cloud adoption, digital banking, artificial intelligence, regulatory technology and modern data platforms to improve operational efficiency and meet rising customer expectations. […]
Recovering complex transformation programmes before delay becomes failure Every organisation expects transformation programmes to encounter challenges. Complex technology, changing regulation and competing business priorities mean delivery rarely follows a perfect plan. The real test is not whether problems emerge. It is how quickly they are recognised and addressed. Too often, organisations spend months trying to […]
Driving Towards Net Zero by 2028 At Brickendon, we recognise that addressing climate change is not merely a corporate obligation; it is a collective and urgent responsibility. As we navigate a changing global landscape, we are steadfast in our commitment to enhancing the resilience of our business, our clients and our wider supply chain to […]
Adapt or Collapse: Why Your Enterprise Transformation is Failing (And How We Save It) Delivering large scale transformation has become significantly more challenging over the past decade. Organisations are expected to modernise technology, respond to evolving regulation, strengthen operational resilience and improve customer outcomes, often while managing competing priorities across the business. Success depends on […]
Why structure, people and operational resilience are the real drivers of scale Growth is often measured through revenue, market expansion and client acquisition. However, sustainable scale requires something deeper: the ability to build an organisation that can operate effectively as complexity increases. For professional services firms, particularly those operating in highly regulated and competitive environments, […]
Executive Overview In 2026, the cybersecurity landscape is characterized by a complex interconnectedness where small and medium enterprises (SMEs) and large corporations are inextricably linked. While large enterprises often possess sophisticated defense systems, they are increasingly targeted through their SME partners, who serve as a “soft underbelly” in the global supply chain. For SMEs lacking a dedicated […]
Executive Overview We help organisations improve software quality, reduce defects, and accelerate delivery by implementing a structured Test-Driven Development optimisation framework aligned directly to business requirements. Our approach ensures that test cases are defined before development begins, giving engineering teams absolute clarity on expected outcomes and reducing ambiguity in implementation. Instead of relying on post-development […]